Motor Trade Insurance UK

Motor trade insurance is a motor policy that enables a Motor Trader to drive any vehicles he or she owns,
is selling, or he is working on.

Cover can be Comprehensive, Third Party Fire and Theft or Third Party Only and can include
Demonstration Cover allowing customers to test drive your vehicles whilst you are with them.

Some policies (but not all) can be extended to cover vehicles at your home - otherwise they will cover you
only whilst in the course of a journey.

Who should have Motor Trade Insurance?

Motor Trade Insurance is available to anyone who earns an income either full or part time from the motor trade,
working from business premises, mobile or from home.

Motor Trade Insurance is available to:

• Valets
• Auto Electricians
• Mechanics
• Motor Engineers
• Tuners and Panel Beaters
• Windscreen Repairers,
• M.O.T Stations
• Chip Repairers
• Car Sales, Service and Repairs
• Breakdown and Recovery
• Car Delivery
• Removal of Dents and Scratches
• Vehicle Sign-writers
• Vehicle Importers

What can Motor Trade Insurance Policy Cover?

Motor Trade Insurance is able to cover all aspects of your Motor Trade business including

• Road risks (named or points rated)
• Premises cover
• Stock & vehicles
• Materials
• Fixtures & fittings, plant & machinery
• Consequential loss
• Money/glass/fidelity
• Public liability
• Products/defective workmanship
• Employers’ liability
• Engineering
• Defective title purchase protection

Finding the best Motor Trade Insurance

The internet can save you time and money when looking for Motor Trade Insurance with websites that
allow you to compare Motor Trade Insurance online.